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To buy a house or to rent when you have the cash
There are many calculators and advice columns about whether to rent or to buy but every single one of those assumes you don’t have the cash to buy a house outright. In this case paying a mortgage is a way to force you to build equity and that is definitely a good thing. But what … Continue reading “To buy a house or to rent when you have the cash”
December 2020 spending and a report on a failed challenge
There it is, folks. For the final month of 2020, we spend $4,350, of which $1300 was a big vet bill for a major dental on the Beagle. With Christmas presents thrown in there, I think this is pretty in-line with our general spending pattern. December did not turn out as planned, and Funky Wife … Continue reading “December 2020 spending and a report on a failed challenge”
Financial habits I am keeping (or adding) for 2021
2020 has been a crazy year, and the pandemic forced us to do many things differently. For some of those things, I can’t wait to get back to normal, but some of my new habits I hope to keep forever. Here are the keepers: Cooking at home. I never liked eating out. Not just because it … Continue reading “Financial habits I am keeping (or adding) for 2021”
Becoming financially independent is easier than you may think
Financial independence, from a mathematical point of view, is pretty straightforward. You need an investment portfolio 25 times your annual expenses. With some basic assumptions, confirmed by historical market performance, if you withdraw no more than 4% of this portfolio each year, it will last indefinitely. Financial independence is not absolute; it depends on how … Continue reading “Becoming financially independent is easier than you may think”
About Us
Funky family consists of two forty something funky moms, and adorable 11 year old funky child, two funky dogs, two funky cats, and a very normal gecko. We blog about spending (or not spending) money in a way that brings you maximum happiness.
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- HappinessProfits@funkyfamilyfinances.com
Funky Family Finances 