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Becoming financially independent is easier than you may think

Financial independence, from a mathematical point of view, is pretty straightforward. You need an investment portfolio 25 times your annual expenses. With some basic assumptions, confirmed by historical market performance, if you withdraw no more than 4% of this portfolio each year, it will last indefinitely. Financial independence is not absolute; it depends on how … Continue reading “Becoming financially independent is easier than you may think”

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Funky family consists of two forty something funky moms, and adorable 11 year old funky child, two funky dogs, two funky cats, and a very normal gecko. We blog about spending (or not spending) money in a way that brings you maximum happiness.

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